LOTTE Department Store operates a mutual growth fund and program to support short-term liquid funds for our partners. LOTTE Department Store established a mutual growth fund, with a total of 100 billion won, specifically for our regular business partners. The fund provides loans of up to 400 million won per company. Additionally, we formed a partnership with Industrial Bank of Korea and Woori Bank to create a 115 billion won mutual growth fund that offers prime rates on loans for our partners. Furthermore, we provide advanced payments for holidays to enhance the cash flow of our partners.